Your mother or father thinks insurance benefits should be black and white. They have reached the age to qualify for Medicare, so why is it that the benefits are so confusing? Also, what other advantages are your mother or father entitled to besides Medicare? Personal care services providers suggest looking beyond the medical benefits to see what else your mom or dad may obtain.
Has your mother or father applied for Home Energy Assistance Program (HEAP?) HEAP is for low-income individuals (families) that provides assistance with heating and cooling utilities. To apply, you or parent must apply through your parent’s state of residence. If mom or dad meets the criteria the benefits are payable toward heating, cooling and even some energy related repairs to the home.
In most states there is also assistance for telephone services, specifically mobile emergency services. It is crucial that your mother or father have a lifeline and phone service, one specifically with GPS tracking may be the best as your parent ages. Personal care services experts share that many wandering elderly individuals have been brought home safely because they have an affordable mobile phone with GPS. For seniors who may not need government assistance programs, many o mobile carriers have special pricing if they maintain memberships to various organizations such as AARP.
Personal care services providers also suggest your parent check out if they qualify for Supplemental Nutrition Assistance Program (SNAP.) This program helps seniors purchase nutritional groceries if they have a limited income and resources. However, if one does not qualify there are other discount programs that personal care services providers recommend you seek out for your parent. Shopping co-ops often save money on groceries and especially on fresh seasonal items. Another choice may be purchasing prepared meals that will satisfy your loved one’s diet and will create no waste and replenish weekly as needed.
Many chain stores offer special senior discount days and shopping on these specified days will be one more benefit in addition to your parent’s earned Social Security and Medicare.