Using an In Home Care Agency vs. Hiring Directly in Fort Myers, FL
Remaining at home with the assistance of a caregiver is the preferred living arrangement for many seniors and others who need some help but wish to retain their independence. To find the right senior care, most people turn to a full service in home care agency like Assisting Hands which screens, hires and trains its employees. Families sometimes believe they will save some money by hiring a care provider directly rather than working with an in home care agency. When they hire someone directly, they become the employer and are fully responsible for their employee. There are important considerations that people should be aware of before making this important decision.
- An agency that employs care providers is bonded, insured and covers their employees under worker’s compensation. Independent (direct hire) care aides who do not work for an agency do not carry their own liability insurance or worker’s compensation. If an accident or other incident occurs on the job, the employer (the client) would likely be responsible, costing the client hundreds or even thousands of dollars.
- An agency will offer to provide a replacement if the care provider cannot make it to work. If an independent care aide calls off or doesn’t show up, the client will need a back-up plan since there won’t be an agency involved to send a replacement.
- Independent home helpers cannot be bonded. Bonding provides theft protection for the client.
- If hiring directly, the client is the employer and is therefore responsible for training, disciplinary action and terminating the care agent if necessary. If using an agency, the agency handles these responsibilities.
- If hiring a care aide directly, the client needs to be able to assess the quality and skill level of the care provider. This is especially important if the client requires hands-on senior care, has limited mobility, dementia or Alzheimer’s. A quality in home care agency trains and tests their care agents, and can attest to their skill levels.
- By law, the client (employer) is responsible for filing payroll taxes, tax forms, and verifying that the employee can legally work in the U.S.
Our agency’s expert team understands that in today’s tight economic times, saving money and using resources wisely is more important than ever. However, the client should carefully consider the risks of hiring a care provider directly instead of working with an agency to provide senior care.
Assisting Hands of Fort Myers, FL provides home care and senior care services in the following cities:
Arcadia, Bonita Springs, Cape Coral, Estero, Fort Myers, North Fort Myers, Port Charlotte, Punta Gorda, and Sanibel, Florida