Everyone thinks about the future to some extent. Where will you go for vacation? Should you change jobs? How much money do you need to retire?
But have you thought about long-term care? Regardless of how old you are, you should think ahead about this type of care. The services we provide at Assisting Hands® Home Care fall under long term care. They include things like personal care, meal preparation, light housekeeping, grocery shopping and companionship.
‘I’m fine. I eat right and exercise. I won’t need those services.’
You may be thinking, ‘I’m fine. I eat right and exercise. I won’t need those services. That’s for someone else.’ We hope so! But you would be surprised. We have clients from all walks of life and health conditions. They might not have thought in their 40’s that they would need assisted living services, but circumstances change. One fall or other type of accident and you may find yourself needing an extra set of hands to help you, even for a short period of time. Regardless of your age today, think about this type of care for your future self.
Did you know that Medicare does not provide coverage for this type of long-term care services? Medicare will cover medically necessary care, such as physical therapy to help a person regain function on a short-term basis. Many private insurance plans have similar types of coverage. There are other types of coverage, such as long-term care insurance to protect you or your loved one. But those policies are easier to get when you are younger and healthier (and not necessarily thinking about these types of needs).
If you haven’t thought about long-term care before, here are a few facts:
- Almost 3 of every 4 people turning 65 today will need some type of long-term care service and support.
- Women will need care for longer than men (3.7 years versus 2.2 years respectively)
- Twenty percent of seniors will need long-term care services for more than 5 years
- Two-thirds of seniors have some sort of in-home care versus about one-third having care in an outside nursing or assisted living facility.
At Assisting Hands® Home Care, our goal is to provide our clients with the help they need to keep them safely in their own home for longer. Whether you need someone to be with your loved one during the day, in the evening or overnight, our at-home care can accommodate your needs. You will have peace of mind knowing that they aren’t home alone when they need help with medication, fall prevention, personal care, eating or other needs.