Your mother is an aging adult who is still capable of independent living. Unfortunately, the cost of living alone is destroying her finances. Maybe you have suggested that your mom sell her home and move in with you and your family. However, despite the offer, you are not ready for this and you know it will be difficult for you to handle her home care. In the meantime, mom has no desire to sell her home and live under your roof. Instead, she considers looking for a roommate.
Thousands of aging seniors are home-sharing, which allows them to remain in their home while collecting rent from another person in similar circumstances. Not only does the rent money help keep your parent financially solvent but they now have a companion to share time with. However, it is important to recognize that the roommate is just that, and neither your parent nor you should assume or expect that individual to provide home care. In return, your parent should not be providing care for their roommate either. Home care is a separate entity for each of them.
Home sharing and having a roommate are not only a plus for companionship, having a roommate can be helpful in an emergency. Take for example, if your father lives alone and falls and cannot get up. He may lie on the floor for hours or days until someone comes to his home to check on him. However, a roommate would notice and would be able to dial 911 and get help immediately.
Your parent may or may not be in need of 24 hour home care. However, living alone may not be the safest solution or financially wisest situation either. Create a solution with options.